As Tim and Julie Harris first reported late last year Bank of America is expanding a program that began in Florida, Bank of America plans to entice more distressed homeowners across the county to sell houses in short sales by offering up to $30,000 in relocation money. “Bank of America is committed to providing alternatives to foreclosure whenever possible,” Bob Hora, home transition services executive for Bank of America, said in the press release. “This program can help customers make a planned transition from ownership when home retention options have been exhausted or they have made a decision not to keep […] Click Here To View More
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By Steve Brown, First Vice President, National Association of REALTORS® When people think of the National Association of REALTORS® (NAR), they usually think of our issues advocacy with the Legislative and Executive branches. But the truth is NAR also works with the Judicial Branch when needed. Standing up for the rights of property owners is […] Click Here To View More
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New Short Sale Guidelines Force Banks To Act Faster! Beginning June 15, Fannie Mae andFreddie Mac servicers will be required to make decisions on short sale offers within 30-60 days. You read that right…you short sales will be closing dramatically faster! Read the new guidelines here. Here are the new rules: * Require servicers to make a decision within 30 days of receiving either an offer on a property. * If more than 30 days is required ( to process BPOs, deal with PMI etc) the banks must provide the borrower with weekly status updates. Banks must then decide no later than 60 […] Click Here To View More
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Agent Reminder: Communication Privacy Controls Enforced All Equator messages are now stored inside Equator, and new messages will not be sent to personal email accounts. This process will further protect homeowner privacy and prevent the transmission of confidential information. This new enhancement limits the information in emails from Equator to personal email accounts to ensure that privacy information is not shared. Going forward, when agents have a message in Equator, they will receive a general e-mail in their personal e-mail account asking them to sign into Equator to view the message. This includes new task assignments, routine kept-informed messages and […] Click Here To View More
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Is the Great Housing Crash that started 6 years ago Finally over? Simple answer, yes. Tim and Julie Harris predicted that 2012 would be the bottom of the market in the summer of 2011. Now Wells Fargo, Bank of America…as well as many of the nations leading home builders agree. STOP and READ NOW: What do to the top 7439 REO Listing Agents in the US know that you don’t?Watch the FREE Agent REO Secrets video and download the FREE REO Training Guide. NOTICE: Free book guaranteed for the first 100 agents only. Watch this video and share your thoughts: Click Here To View More
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Tim and Julie Harris Short Sale Exclusive. The HREU Bank of America Short Sale Insider just returned from an exclusive invite only closed door meeting with Bank of America. Highlights from the meeting: * Bob Hora from BofA is the Short Sale, Deed in Lieu, REO, LandSafe Field Services Executive for Legacy Asset Servicing. He leads a team of 5,000 associates – those that you speak to regarding short sales and deeds in lieu through Bank of America as lender or servicer. * Joining Bob was David Sunlin, Bob’s immediate junior who is Senior Vice President and Operations Executive for […] Click Here To View More
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This is HUGE! Effective, 15 July 2011! Governor Jerry Brown signed into law SB 458 prohibiting banks, servicers and lenders from pursuing home owners of 1-4 units who choose to short sell their homes. From California Association of Realtors President Beth L. Peerce: “The signing of this bill is a victory for California homeowners who have been forced to short sell their home only to find that the lender will pursue them after the short sale closes, and demand an additional payment to subsidize the difference,” said C.A.R. President Beth L. Peerce. “SB 458 brings closure and certainty to the short […] Click Here To View More
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I have a question for you… Are YOU buying real estate? If not, why? Aside from the financial inability, is there another reason why you aren’t buying now? Tens of thousands of you visit this blog every month. We have one of the largest audiences of REALTOR readers of any real estate focused web site. If you are selling real estate and not BUYING now…share with the other readers why not. Here is another great CNBC video from the Great Diana Olick about investors buying condos in Florida. Click Here To View More
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Mortgage Assistance Relief Services or MARS What a stir MARS has created…concerns surround this new law put into effect by the FTC to protect the American Homeowner from those that may take advantage of them. What follows is our interpretation of the MARS act. As always when it comes to legal interpretation you should seek your brokers or Attorney’s guidance… …here we go. Answer the following questions: 1. What is MARS? a. A planet located 142 million miles from the sun. b. Or…a new “rule or law” implemented by the FTC to protect American Homeowners facing financial distress from potential […] Click Here To View More
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Tim and Julie Harris Daily Success System ownload the HREU Daily Success System Spreadsheet: HREU System System Spreadsheet Listen to the audio explaining how to use the HREU Daily Success System System: http://InstantTeleseminar.com/?eventid=17593473 Here are the details: Your daily goal is to earn at least 50 points. The accumulation of real work in real estate is what leads to consistent, predictable income. Remember, you have only ‘worked’ when you’ve scored at least 50 points each day. Each category of WORK is worth 5 points. 1 Take a listing. 5 points 2 Sign a buyer to buyer agency. 5 points 3 […] Click Here To View More
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Tim and Julie Harris students (and future students) please share this post with everyone… ….your blog, Facebook, Tweet it….do everything you can to support California Association of Realtors. What happens in California will happen in your market. March 10, 2011 An important message from the CALIFORNIA ASSOCIATION OF REALTORS®: I write on behalf of the CALIFORNIA ASSOCIATION OF REALTORS®, whose 170,000 members continue to witness the devastating consequences the home foreclosure crisis is having on California’s families, neighborhoods, and communities on a daily basis. The number of families affected by foreclosure is staggering. During the past three years, more than […] Click Here To View More
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Congratulations to Tim and Julie Harris students Nick Roshdieh and Vince Bindi. They have become one of the nations #1 Short Sale Agents. Here is the article from Executive Agent Magazine: When founding partners Nick Roshdieh and Vince Bindi opened eVantage Real Estate in 2008, they recognized an opportunity to address the changes and developments that were impacting their industry. At the time Vince noted that the duo shared a long-term vision of a brokerage driven by technology, where Internet marketing and visibility would drive business. A commitment to strong online branding and powerful e-based marketing campaigns for listings, along […] Click Here To View More
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This housing market….your job as a Realtor…is about helping people. If you don’t get that mindset yet, watch this 60 minute video. 16,000,000 children are in poverty in the US now, 25% of ALL children. More children now are living in poverty…no food, living in cars…now than even the Great Depression. Click Here To View More
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Great short sale question from a Tim and Julie Harris ASD (Accredited Short Sale Designation) agent. Watch the just updated for 2011-2012 Agent Short Sale Secrets video and download the FREE Short Sale training guide. Hey Guys! Was listening to the replay of the Agent Short Sales Secrets today (3-3-2011), and there was an agent’s statement that was sent in regarding lenders ordering an appraisal instead of a BPO. I have to say that I experienced that too. I am currently negotiating through a short sale with one loan on it, BAC. The lender approved it for a HAFA short […] Click Here To View More
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Tim and Julie Harris Student Angela Kidd is being featured in her local media… Angela is a ASD (Accredited Short Sale Designation) and a co-author of the just released…updated for 2011-2012..‘Should I Short Sale My Home?’ co-author book. Watch the video now how you too can become our co-author. (HINT: Use coupon code ‘coauthor’ to save over 50%) KINGMAN – With foreclosures still a huge problem in the regional housing market, one local Realtor is hoping to educate families who are in over their heads that there may be a better option than simply walking away and letting the bank […] Click Here To View More
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Daily Real Estate News update from CNBC. Talking points: * NAR revised the ‘pending home sales’ data DOWN..2.8% for Jan and 1.5% year over year. This is an important statistic to follow because its a clear indication what direction the market is headed. Few pendings = fewer closings = more price drops = more underwater owners = more distressed sellers who will need to see via a short sale to avoid a foreclosure. Watch the FREE Agent Short Sale Secrets video and download the FREE Short Sale training guide now. * Fannie Mae reports results from a recent survey: 64% […] Click Here To View More
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Russell Shaw is one of our favorites. We love talking to him…and hearing what he has to say. I have gathered a couple Russ interviews for you. An audio replay and a Q& A from Real Estate Industry Watch. (REIW) Haven’t heard of REIW? Its a great site owned by HREU friend, Eric Blackwell. Eric Blackwell is well known within the real estate world as being a trustworthy and very talented SEO expert. Eric is the Director of Technology for RE/MAX Properties East in Louisville Kentucky. He also owns and operates EricOnSearch, LLC , a growing online marketing company as well as […] Click Here To View More
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Interesting research from PEW Local Trends that goes into great detail about Strategic Defaults.. What will be surprising to many is the dramatic increase in the number of homeowners willing to walk away from their underwater home. Just 3 years ago when we started reporting on this phenomena similar studies were done that resulted in fewer than 10% of those surveyed deemed strategic defaulting as ‘acceptable’. Now, that number is approaching 40% It seems that the worst housing downturn in American History can distort a lot of previously held views. Tim and Julie Harris has never been a proponent of walking […] Click Here To View More
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The “housing Armageddon” that we have been experiencing since 2007 is going to get even worse in 2011. We are officially in the middle of the worst housing collapse in U.S. history. Now officially worse than even The Great Depression. Yes, I understand that what you are about to read on the surface is depressing. Behind all of the numbers are literally millions of Americans who have had their lives adversely effected. No doubt, these are hard times for many American families. What can YOU do to help? You are about to read a list of the lesser reported housing […] Click Here To View More
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Thank-you US census. New..just released…hard numbers about the state of housing. Here are the facts: * America’s home ownership rate, after holding steady for a while, took a pretty big plunge in Q4, from 66.9 percent to 66.5 percent. That’s down from the 2004 peak of 69.2 percent and the lowest level since 1998. * There are 131 million housing units in this country. 112.5 million are occupied. 74.8 million are owned, and that’s only dropped by about 30 thousand in the past year. 38 million are rented, but that’s up by over a million year over year. That proves […] Click Here To View More
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