In general, a lender’s underwriter will attempt to verify two primary things in order to meet the bank’s criteria for offering you a loan: general creditworthiness and debt-to-income ratio. Click Here To View More
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More positive signs for housing with today’s Case-Shiller home price index. Remember, the Case-Shiller index is a lagging indicator of values–a moving average now two months old. Home prices, “which bottomed out in March 2012 continued to show both year-over-year and monthly gains in December,” said David Blitzer, chairman of S&P’s index committee. “These movements, combined with other housing data, suggest that while housing is on the upswing, some of the strongest numbers may already have been seen.” * On a year-to-year basis, the 10-city index grew 5.9%. * The 20-city index improved 6.8%. * Home prices ended 2012 with […] Click Here To View More
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& 3 Cost-Saving Ways to Get a Great Deal Smoke, lights, and shocking sounds are great tactics for wowing an audience…unless the onlookers are real estate clients tagging along for a showing tour. Sometimes clients are afraid to say what they really mean, so they “talk” in subtle ways to let you know they are […] Click Here To View More
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New home sales took an unexpected step back..signs of things to come? Builders in the U.S. sold fewer new homes than forecast in October and purchases were revised down for the prior month, highlighting the hurdles facing a rebound in the industry at the heart of the financial crisis. Have you completed your personal 2013 Real Estate Success Business plan? It is a proven fact…if you fail to plan you plan to fail. Download your 2013 Real Estate Business Success Plan. Take Action….WATCH THE FREE BUSINESS PLAN TRAINING VIDEO NOW.