The Republican presidential candidate and his wife reduced the property tax bill on their La Jolla, CA home by about $109,000 over four years. Click Here To View More
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Many things affect the cost of building a typical house, but there are three big ones: size, complexity and the level of finish. Click Here To View More
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It may not be a return to the McMansion-sized homes of the 1980s and early ’90s, but the latest survey from American Institute of Architects (AIA) shows a reversal in the six-year trend of smaller home sizes. Click Here To View More
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JACKSONVILLE, Fla., July 9, 2012 / — The May Mortgage Monitor report released by Lender Processing Services LPS -1.30% shows that the nation’s foreclosure inventory remains near all-time highs, with 4.12 percent of all active mortgages in the foreclosure pipeline in addition to the 3.2 percent that are 90 days or more delinquent but have not yet begun the foreclosure process. According to LPS Applied Analytics Senior Vice President Herb Blecher, the situation is more nuanced when looking at the breakdown between states that apply judicial versus non-judicial foreclosure processes. “There’s a stark contrast in foreclosure inventories between judicial and […] Click Here To View More
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Today, Zillow announced the results of the June 2012 Zillow Home Price Expectations Survey, which brings together an expert panel of more than 100 leading economists […] Click Here To View More
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Pending home sales were down slightly in February but remain notably above the pattern in the first half of last year, according to the National Association of Realtors®. The Pending Home Sales Index,* a forward-looking indicator based on contract signings, eased 0.5 percent to 96.5 in February from 97.0 in January but is 9.2 percent above February 2011 when it was 88.4. The data reflects contracts but not closings. Purchases dropped 2.6 percent to a 4.48 million annual rate from 4.6 million in February. In January, sales at a 4.63 million rate were the strongest since May 2010. WARNING: Short Sales…love em or hate em…they […] Click Here To View More
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HREU Students, are YOU or your investor buyers are interested in purchasing units from the Fannie Mae REO Rental pool?…here is all the information you will need. You are receiving this email because you have shown interest in the Fannie Mae Rental Pool. While you may or may not still have interest in the Rental Pool, we wanted to ensure that you were aware of our other Pool offerings which we have been consistently offering on a monthly basis for quite some time, known as our Traditional Pool. As I said, the Traditional Pool is offered on a monthly […] Click Here To View More
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In a move that will undoubtedly make investors stand up and cheer, the Department of Housing and Urban Development (HUD) announced today that the Federal Housing Administration is extending a temporary waiver of its “anti-flipping” rule. Th… Click Here To View More
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Just Released: The National Association of Realtors, distressed property dominates. In this market, with literally 10s of millions of homes destined to become Short Sales or REOs does it make sense to continue to label these home sales as…distressed?. From a listing agents perspective that is an outdated term if there ever was one. Ask yourself, what is distressing about having the listings that are selling? Absolutely nothing. Who are the true ‘distressed sellers’? ’Equity sellers’ who have to compete with the well priced…quick selling Short Sales and REOs. Check out this CNBC video to learn the most recent National […] Click Here To View More
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Do you think you (or a client) were wrongfully foreclosed on? Now there is a way to fight back. Well, sort-a. In this video are the details of a new program where owners who lost their homes to foreclosure can obtain possible restitution. Will it work…can lenders actually police themselves and admit fault for their foreclosure mistakes (let alone potential fraud)?. If you think the lenders are slow to get their shadow inventory for sale…or slow to process short sales….just wait to see how slow they will be to process claims against THEM for foreclosure mistakes. WARNING: New 2012 Short […] Click Here To View More
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Need Motivation? Read these points, watch the videos…..helping others to feel motivated will make you feel motivated. (Share this article with everyone you know.) Don’t forget to download your FREE 90 Day Massive Action Plan. Think as if – Your present circumstances are the result of your past thinking and your future will be the result of what you are thinking now. Your thoughts have to be higher than your present circumstances for you to rise higher. Constantly tell yourself that you already have what you are striving for. If you do this, your behaviors and mental images will harmonize […] Click Here To View More
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Effective Friday, Oct. 28, agents will see enhancements to the closing process in Equator. Some task names have changed, and new fields have been added to some of the tasks. The purpose of these enhancements is to make closings more efficient and reduce the time it takes to go from issuing the approval letter to finalizing the short sale. Most of the changes are internal, affecting the way we process your files. The biggest improvement you may notice directly is that the closing officer can re-approve a short sale if it has been delegated by the investor or the mortgage […] Click Here To View More
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The Standard & Poor’s/Case-Shiller index showed Tuesday that home prices increased in August from July in 10 of the 20 cities tracked. Agents, its important to note that the S&P Index looks BACK on home sales to project future trends. If you want to know what is happening NOW…use your MLS to learn what the absorption rate is for your market. Using the most recent months sales data: Step 1: Use your MLS to find out how many homes, condos, everything are currently for sale. Example: There are 30,000 total units for sale in your MLS. Step 2: Use your […] Click Here To View More
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Loan Modifications. If loan mods didn’t work the first time….why not try again! …yet another well intentioned ‘save housing- loan modification’ program is being discussed’. Like all the others, this one won’t work. The States A.G.s are in heated negotiations with the big banks. The big banks are doing everything they can to make it so they are off the hook for future mortgage related law suits. The states are trying to create a settlement that will help as many troubled homeowners as possible…here are the details (and watch the video) Here is what you need to know: Point: Being […] Click Here To View More
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Tim and Julie Harris exclusive.. This is a summary of all the short sale incentive programs being offered by the major US lenders. Please be clear, these are programs that literally PAY an owner to do a short sale. Lenders offer these programs because they know the alternative are defaulted owners staying in their homes for months if not years…payment free. Also, a short sale is the more financially prudent thing for the bank (and the owner) to do in a depreciating real estate environment. Bank of America Florida Enhanced Short Sale Relocation Assistance Program: Incentive payments for relocation assistance […] Click Here To View More
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Hey Tim- I wanted to provide you with a quick update. You probably receive a ton of emails everyday, thanks for reading this one. A few months ago I sent you an email detailing how my real estate life was in the dumps and how we were/are in the process of turning that around. Here is your update: Lots of closings. Just closed a short sale, $9,987.38 in commissions. A residential commercial transaction and another $9,375.00 in commissions. Also picked up another equity sale listing 5 units and put (3) three additional listings in escrow. Just scheduled to close an additional $10,000 in commissions […] Click Here To View More
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Tim and Julie Harris Short Sale Questions, Answered. What happens when the bank thinks your short sale listing is worth more than the contract price….even more than the actual market price? This is a common problem that causes many short sales contracts to come apart. We asked HREU Short Sale Coach Michele McClintock how does she handle value disputes. Agents, submit your toughest short sale questions by commenting on this post. The Tim and Julie Harris short sale coaching team ( Kris and Kim Darney, Michele McClintock) will answer your toughest questions. Hi, I have a file that was declined […] Click Here To View More
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FACT: Most Agents Will Fail. Why? They waited too long to learn the new 2011 secrets how to list and sell short sales. Watch the FREE Agent Short Sale Secrets ® video and download the FREE Short Sale training guide. NOTICE: Free book guaranteed for the first 100 agents only. Click Here To View More
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According to this video lower end homes are falling faster in value over the middle price range (move up) and luxury brackets. Do you find it interesting that home values are falling faster in the lower end? (Maybe the word isn’t interesting…its maybe…’suspect’?) The belief is that the lower end home sales are subject to first time buyers who can’t scratch up a downpayment and/ or meet today’s overly strict lending requirements. But, I am thinking there is another reason. REO inventory. Specifically, lenders are focused on selling their lower end assets now…because the losses from those sales is SMALLER […] Click Here To View More
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Housing predictions, who can you trust now? As a Realtor you need to know how to answer this question…Hows the market? While its true that all real estate is local…its equally true that a national real estate market does exist. Look no further than the role national politics are playing on the housing industry. In case you didn’t know it, the concept that house values are based on supply and demand is no longer true. The flow of REO listings, the availability of financing, employment (and many other factors) controls home values….not what a seller is willing to sell for […] Click Here To View More
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