My future in-laws introduced my fiance and I to FPU and it was by far the most life-changing course we have ever taken. I had been paying credit cards since I was 18 (I’m now 26), and my fiance had always believed that he works so hard for his money, w… Click Here To View More
My husband had a sports car with some issues. It was extremely unreliable. He had to hitch a ride to work almost every day. The solution was to take $2,000 we saved up and buy a beater car so he could park the sports car and fix it. $2,000 is the total… Click Here To View More
Last year, Feb 2011, some friends who were going through hard times asked us to do FPU with them. We said sure! we like to be with our friends why not? What we didn’t know was that we didn’t know much about our money and where it was going. We didn’t k… Click Here To View More
My parents were terrible with money. As Dave says, they celebrated a raise with a bigger car payment, boat payment, etc… We never talked about money and I am still paying my way through college even though I finished a while ago! I met my wife in 20… Click Here To View More
I started Dave’s program in June 2011 after taking a good long look at my life and realizing that I didn’t want to keep up with the Jones’s (actually my 2 income siblings’ households). When I started, my mother actually thought I had joined a cult, but… Click Here To View More
For a little while, I was taking care of my mother-in-law’s finances. To avoid any confusion, I opened a separate checking account specifically for her finances. When she was doing better, she took back over her checking with her personal account, so I… Click Here To View More
Thank you so much Dave! In January 2010, we took the FPU class at our local church. After setting up a budget and planning our debt snowball, we set out to follow the principles. Having little income and four kids, it’s been difficult! But little by li… Click Here To View More
For 28 years I sold cars at the same Dealership until GM shut us down… God called me to another Dealership close by. I wanted to bring my 1300 customers to a convenient location. I did not negotiate a deal. I didn’t want more pressure starting a ne… Click Here To View More
I was searching for a cheap suburban on craigslist and found a 1997 suburban for 1500.00. It was in great shape passed emmision and so I paid 1500 and got the title and went to MVD to title and register it in my name. MVD said child support enforcement… Click Here To View More
Almost 6 years ago before we got married, my then fiancé and I, decided we needed to sit down and get on the same page with money; it was time to be honest about where we were. We were young (23 and 24) and made good money, so imagine our surprise whe… Click Here To View More
Dave: My sincerest thanks for the wisdom and new perspectives learned from your FPU program. Dave: We enrolled in the FPU program at a local church, recognizing that we had amassed a significant amount of debt, and our income didn’t come close to matc… Click Here To View More
As a teenager my parents were frivolous with their money. They bought a house that caused my parents to work second jobs, leasing multiple cars, and buying things we just couldn’t afford. A few years after buying the more expensive house the foundation… Click Here To View More
When my wife and I first were married I had a little bit of debt and she had a little bit but together we had ALOT of debt; 67,000 infact. I was a Marine active duty and my wife worked at sears, we were overdrafting every paycheck with no idea why. she… Click Here To View More
In March 2012 I began taking FPU online. I started FPU with about $20,000 in student loan debt. Well on March 5, 2012 I paid off the last of my debt! So in 12 months and just 2 weeks shy of my 25th birthday, I am DEBT FREE!!! Thanks so much for helping… Click Here To View More
My husband and I started our journey to becoming Debt-Free two winters ago when our friends introduced us to Dave Ramsey and let us borrow their “Total Money Makeover” book on CD. I listened to it while I was doing the dishes, folding the laundry, fina… Click Here To View More
We’re debt free! Just paid off our mortgage last Friday. We’re 32 and 35 years old. We married about 18 months ago. The only debt we had was a house that I had bought 10 years ago that was (then) a rental property. We kept it a rental property and ren… Click Here To View More
After make a major mistake that lead to a series of more mistakes, within three years time, I found myself in debt for $62,978. I thought I knew how to get out of debt. I was shocked to see I had reduced the amount by only $900. after 9 months. The int… Click Here To View More
We have been “debt free except the house” for several years. Before I go forth with our story our miracle first. In 2009 my husband was laid off, his job went overseas and we had a sweet severance package. He tried immediately for other employment with… Click Here To View More
Hi Dave, many years ago my husband asked me to tune into you. We got on board because we were looking at college for our two children and retirement in our future. Getting on board meant, not eating out, husband putting in extra hours of work, followin… Click Here To View More
Dave- Just wanted to share my success and say THANK YOU!! My wife and I started FPU back in December ’11 and just finished the course. We are 3 months in and have already eliminated half our debt ($9000 down), and have $3000 in an emergency fund. Your … Click Here To View More